كيفية حساب التامينات الاجتماعية السعودية

Learn in detail how to calculate Saudi social security 1442 AH, in accordance with the principles of international human rights. Securing the life of the individual and meeting his financial and living requirements after retirement from work to reach the age of retirement or early retirement for any reason is one of the most important rights of a citizen over the country in which he lives Saudi social services are one of the most important government services supported by the government of the Kingdom of Saudi Arabia for the benefit of workers in various public government sectors, with the aim of securing a financially stable future and living for government employees after retirement.

According to the internationally recognized, a small part of the monthly salary of a government employee is deducted from the beginning of his service until the legal end of his government service, so that these deducted amounts are recovered over the years of work in the form of a monthly insurance amount.

To learn more information about the Saudi Social Insurance Corporation, and how to calculate Saudi social insurance, follow us in the following lines of the information store website.

How to calculate Saudi Social Securityتامين

The social insurance system was launched in the Kingdom of Saudi Arabia in 1969 AD, whereby the social insurance represents a governmental system that aims for the trustee to obtain financial salaries for Saudi families after the retirement of the head of the family due to reaching the retirement age, or early retirement for medical reasons, where the age of access to the pension is reached in The Kingdom of Saudi Arabia is 60 years old, in the event that the service of a government employee is not renewed to 65 years.

The social insurance system in Saudi Arabia is implemented in accordance with the following legal articles:

A government employee is required to work in the Kingdom of Saudi Arabia.
Saudi social insurance is calculated for the appointed government employees whose salaries follow the general budget of the Kingdom of Saudi Arabia, provided that the employee occupies one government rank.
The social insurance system is voluntarily applied to workers in liberal professions.
After registering with social insurance, the owners of institutions and companies are obliged to apply the regulations and controls in accordance with the financial system followed in the Kingdom.

The Saudi Social Insurance Institution is specialized in meeting the needs of those registrants in the social insurance system, while providing a specialized electronic platform through which it is possible to communicate directly with officials of the general insurance system, register in the social insurance system, pay insurance dues, and inquire about the insurance amounts due.

List of employees of the Saudi General Organization for Social Insurance

The social insurance system is applied in the Kingdom of Saudi Arabia and the value of the insurances is calculated after the government employee stops practicing his work, provided that the worker has previously registered in social insurance for a period of more than (60 months), in order to add a subscription period in social insurance estimated at (120 months), The following categories are excluded:

Workers in the private sector according to a private insurance system in accordance with the rules of the owner institution.
Workers in the marine field and fishermen, as long as they are not affiliated with a documented fishing establishment.
Foreign workers belonging to the military or political sector.
Free labor from home.
Officials and followers of work to the Saudi armed forces.
The Saudi Police Corporation and its employees.
Non-Saudi workers affiliated with official bodies, but their work period does not exceed 3 months.
With regard to the rest of the workers registered in government jobs within the various sectors, they fall under the auspices of the Saudi social insurance.

Social insurance discount rate for Saudi and foreign employees

According to the instructions of the Custodian of the Two Holy Mosques, King Salman bin Abdulaziz Al Saud, the Saudi government has compulsorily deducted 22% of the monthly salary for all workers in the Kingdom’s government sectors, with the aim of providing financial support to government workers after stopping work or retiring from work, compulsory or medically.

Through this participation rate, it is possible to help train and qualify new human cadres, and with regard to the percentage that is specifically deducted from the financial salary, it represents (only 2%) of the value of the basic salary, provided that the employer bears 1% and the employee bears 1%, to be deducted This forgetfulness throughout the service period of the worker or government employee registered in the Saudi Social Insurance System.

The Saudi social security discount rate for Saudi employees is 22% of the total financial value of the monthly salary, of which 9% is a percentage of pensions, and 9% is returned to the institution to which the Saudi employee belongs only.

With regard to foreign workers, they are insured at a rate of 2% (in exchange for risks), and those affected are supported on a monthly basis. Therefore, the Social Insurance Authority works at the beginning of each month to complete the collection process and collect insurance benefits.

As an expression of the Kingdom of Saudi Arabia and the General Organization for Social Insurance’s tireless endeavor to support Saudi citizens and workers, the electronic application (Sand) was established, which aims to support more than 1.5 million Saudi citizens who have experienced partial or total damage due to the economic situation and the current economic reforms in the Kingdom. The Social Insurance Authority has given the opportunity to all citizens of nationalities to apply to the Sanid system for men or women, with the application of all terms and conditions.

How can the Saudi Social Security amount be calculated?

The number of social insurance beneficiaries in the Kingdom of Saudi Arabia is more than forty thousand citizens, with financial support of approximately one billion and 900 million Saudi riyals, so that social insurance benefits are divided by 11% on the institution to which the employee’s work belongs, and 9% on the employee only.

For example, in the case of a Saudi worker registered in the Saudi social insurance with a monthly salary of 4,500 Saudi riyals, the amount of social insurance is calculated as follows:

Deducting 11% of the employee’s organization from the total monthly financial salary, amounting to 495 Saudi riyals.
Deduction of 9% of the employee’s total financial income, amounting to 405 Saudi riyals.

In the case of applying social insurance to foreign workers, only 2% of the worker’s total monthly salary is deducted, provided that the Saudi social insurance is calculated in the same way as before, with an equal percentage deducted from the institution and the worker at the same time.

For example, in the case of a foreign employee officially registered in the social insurance with 3000 SAR, his social insurance amount represents 60 SAR per month of the total salary.

The method of calculating the retirement pension, Saudi Social Insurance

The previous Saudi social security pension entitlements for the year 1442 AH are calculated as follows:

Multiplying the average amount of money obtained by a Saudi citizen during the last two years of the subscription period with the previous subscription period for this year, the sums are divided by 600.
The financial value of the subsidy for dependent individuals in the family is calculated through the following ratios: 10% for one person, 15% for two individuals, and 20% for three individuals.

The following Saudi social security pension entitlements for the year 1442 AH are calculated as follows:

Multiplying the average amount of money obtained by a Saudi citizen during the last two years of the subscription period with the previous subscription period for this year, the sums are divided by 480.
The total retirement salary is calculated by adding all the previous items.

Social Security Deduction Ratio

The General Organization for Social Insurance has published a clarification that includes all the percentages of financial deduction from the total monthly salary borne by the employee and the employer in the private sector.
Where the Foundation reported that the percentage of participation in social insurance amounts to 22% of the total salary, distributed at 18% to the pension branches and is applied to Saudi employees only.
In addition to the 2% allowance for facing occupational risks, which is applied to Saudis and non-Saudis.
With a 2% added to the Sanid system support account, which is applied to Saudis only.
While the General Organization for Social Insurance clarified that the percentage of the pension is borne by both the worker and the employer in half between them, while the employer bears the financial value of the allowance for facing occupational hazards, and the value of the support of the Sanid system is shared between the worker and the employer.

How to find out the outstanding pension?

Saudi citizens can calculate the value of the financial retirement pension that they obtain from the Saudi Social Insurance Institution by following the following steps online:

Entering the official website of the Saudi Social Insurance Organization, which can be accessed directly from this link (Saudi Social Insurance).
From the main page of the site, click on the (login) icon, and enter the following registration data:
Username in the specified position.
The account password is in the specified position.
Enter the 4-digit visual verification code in front of you.
Enter the visual verification code that will be sent to the mobile phone number of the citizen registered in the social insurance system.
Then press the (Login) button.
From the list of side services, click on the “Pensions” option.
Then from the top of the page, click on the option (retirement pension).
Enter the year of retirement from work, forgetting to increase the monthly financial wage.
Then press the (Calculate) button.
The site shows you the monthly financial pension that you are supposed to get in case you retire from work.

Social Security Login 1442

In the interest of the Kingdom of Saudi Arabia to provide all means of prosperity in various economic and social conditions, and in line with the principles of the Kingdom’s vision for development 2030, the General Organization for Social Insurance has made available a free website through which all citizens and residents can inquire about social insurance services, apply for social insurance online Line, inquire about the amounts due for the retirement pension, by registering on the social insurance website through the following steps:

Entering the official website of the Saudi Social Insurance Organization, which can be accessed directly from this link (Saudi Social Insurance).
From the home page of the site, click on the (electronic registration) icon.
Then click on the icon (the beneficiary of the insurance), where the site allows the registration of establishments, participants, treatment body.
Registration on the social insurance website is done by entering all the mandatory data as follows:

Enter the national ID number.
E-mail address.
The customer’s mobile phone number (must be activated).
Date of birth in the Hijri calendar.
Create a secret password for the account.
Confirm entering the password again.

In order for the site to show you the terms and conditions of use, confidentiality of information and security of information, which you must read carefully, then press the (Agree) button.
Then click on the (Complete) button to complete the steps to join the Saudi General Organization for Social Insurance.

Once your data is reviewed and validated, you will have been able to register your official account in the Saudi social insurance, to be able to benefit from all the services and facilities available through the website, knowing that these services and facilities for Saudi social insurance are available to workers in the government sector as well as the sector private business.

Book an appointment for Social Security online

Entering the official website of the Saudi Social Insurance Organization, which can be accessed directly from this link (Saudi Social Insurance).
From the main page of the site, click on the (login) icon, and enter the following registration data:
Username in the specified position.
The account password is in the specified position.
Enter the 4-digit visual verification code in front of you.
Enter the visual verification code that will be sent to the mobile phone number of the citizen registered in the social insurance system.
Then press the (Login) button.
From the website’s home page, click on the (electronic services) tab.
From there, click on the service (Book appointments).
To add the information required to perform the service electronically, as follows:
Select the department you want to book an appointment with.
Specify the appointment details in terms of date, day and time.
Then press the (Send Request for Reservation) button to confirm the data you entered and successfully book an appointment with the Saudi Social Insurance Institution.

In this way, we have shown you in detail how to calculate Saudi social insurance, how to calculate Saudi social insurance and the amount of the pension due to public and private sector employees, how to register and log in to the website of the Saudi Social Insurance Corporation, how to make an appointment booking service in social insurance electronically, and more. From the services, follow us on the store website for information, stay tuned.