Learn about the various types of Al Rajhi cards, their features and how to obtain them. Al Rajhi Bank in the Kingdom of Saudi Arabia is one of the largest and most important financial institutions in the Kingdom of Saudi Arabia and other Arab and international countries. The importance of the bank is due to its huge capital and the multiple banking services available through it to customers. In accordance with the provisions and controls of Islamic Sharia in banking transactions.

The bank spreads in the Kingdom of Saudi Arabia more than 500 branches to serve customers and provide banking services, in addition to its branches in Kuwait, Jordan, Malaysia and other countries. The bank also provides more than four thousand ATMs spread in various cities and regions of the Kingdom to provide Services to customers at any time and from the nearest place to them.

Al Rajhi Bank offers its customers many credit cards that facilitate financial spending and satisfy the purchasing needs of customers, and to learn about the best types of credit cards at Al Rajhi Bank so that customers can choose between them to go to the bank and contract on the best and most appropriate ones, follow us in the following lines from the information store website .

Types of Al Rajhi Bank cards

Al-Rajhi Bank provides its customers with a variety of banking services, including the service of visa cards (credit cards) that the customer obtains when he values ​​opening a bank account with Al-Rajhi Bank. However, credit cards differ according to the features of each card, the type of card, the fees required for the card, as follows: next one:

1 – Al Rajhi Bank Signature Murabaha Card

The Al Rajhi Signature Murabaha card represents one of the credit cards that all Al Rajhi customers can easily obtain, as it complies in its financial transactions with Islamic Sharia controls, and provides the customer with the use of the money deposited inside it for cash withdrawals and purchase purchases in addition to many banking features that are represented in:

  • The card is very flexible in financial payments.
  • The card provides its holder with what is known as (the rewards program), which helps the customer to obtain additional points for using the card in purchases or transfers.
  • The Signature Card offers 1% as a profit margin to the customer to be able to apply the Murabaha limit for the credit card, which represents a Murabaha rate of 12% annually.

2 – Al Rajhi Bank Murabaha Infinite Card

The Al Rajhi Murabaha Infinite Card represents one of the credit cards that all Al Rajhi customers can easily obtain, as it complies in its financial transactions with Islamic Sharia regulations, and provides the customer with the use of the funds deposited inside it in local accounts or international accounts in addition to

Its reliance on the reward system, as well as many banking features, which are:

  • The card offers 1% profit margin per month.
  • The card can be used for purchases and payments at a later time.
  • The card can be used to make reservations for airline tickets and hotels, whether inside or outside the Kingdom.

The best credit cards at Al Rajhi Bank

Al Rajhi Bank also provides its customers with many credit cards with different banking features, which are:

1 – Selective Credit Card

The SELECTIVE Al-Rajhi credit card is one of the credit cards that all Al-Rajhi women customers can easily obtain, as it complies in its financial transactions with the controls of Islamic Sharia, and provides customers with the use of the money deposited inside it in many financial services in addition to its elegant design with attractive and feminine design. It is suitable for ladies, in addition to many features that are represented in:

  • The card offers 1% profit margin per month.
  • The card can be used for purchases and payments at a later time.
  • The card can be used to make reservations for airline tickets and hotels, whether inside or outside the Kingdom.
  • Women are granted a Purchase Protection Program that helps protect them from being exposed to stolen or damaged purchases.
  • The card provides its owner with huge discounts in many restaurants, shopping centers and international stores.

2 Human card from Al Rajhi Bank

With regard to the Ensan card from Al-Rajhi Bank, it is one of the credit cards that all Al-Rajhi customers can easily obtain, as it conforms in its financial transactions with the controls of Islamic Sharia, and provides customers with the use of the money deposited inside it in many various financial and purchasing services in addition to:

  • In its financial dealings, the card is fully compliant with the provisions and controls of Islamic Sharia.
  • Customers can obtain an Ensan card without paying any financial fees or bank commissions to the bank.
  • Customers can obtain an Ensan card immediately upon requesting it from within the branches, within only 30 minutes of requesting it.
  • The card gives its customers many huge discounts in many restaurants and commercial markets.

3 Murabaha credit card from Al Rajhi Bank

The Murabaha credit card from Al Rajhi Bank provides its customers with the same profit margin available in the previous cards, which is estimated at 1% as a profit margin for the customer to be able to apply the limit on the credit card, which represents a Murabaha rate of 12% annually.

In addition to the aforementioned features, which are:

  • In financial transactions, the card is fully compliant with the provisions and controls of Islamic Sharia.
  • Customers can obtain the Murabaha credit card without paying any financial fees or bank commissions to the bank.
  • The card gives its customers many huge discounts in many restaurants and commercial markets inside and outside the Kingdom of Saudi Arabia.
  • Customers can obtain a Murabaha card with only one condition, which is that they have an account with Al Rajhi Bank.
  • A notarized identification letter must be submitted from the business to which the card holder belongs to be able to obtain it.

4 – Al-Rajhi shopping card

Al-Rajhi Shopping Visa is one of the distinguished bank cards that can be obtained by all Al-Rajhi Bank customers, which are subject to the rules and provisions of Islamic Sharia in liquid transactions. It also gives customers the ability to purchase inside or outside the Kingdom of Saudi Arabia, with the ability to pay purchase invoices electronically through the Internet. In addition to the bank launching many offers for Visa owners, Al-Rajhi is shopping on a regular basis.

A- Features of Al Rajhi Shopping Visa مميزات

The Al Rajhi Shopping Visa card provides its customers with many important banking services that the customer can benefit from just by obtaining the card, which are:

  • Customers can obtain a Al-Rajhi Bank shopping visa immediately upon requesting it from the bank.
  • Al-Rajhi Shopping Visa can also be obtained electronically through the Al-Rajhi Bank website.
  • Al Rajhi Shopping Card holders are allowed to transfer money to the card through Al Rajhi Mubasher Personal Services.
  • The card also provides its holders access to the best rates for currency conversions if the card is used outside the Kingdom of Saudi Arabia.
  • The card gives its holders many instant discounts and special offers in the markets and stores inside or outside the Kingdom of Saudi Arabia.

B – How to activate Al Rajhi Shopping Visa في

Al Rajhi Bank customers can activate the Al Rajhi Shopping Visa electronically by following the following steps:

  • Entering the official website of Al Rajhi Bank on the Internet, which can be accessed directly by clicking on this link (Al Rajhi Bank).
  • Log in to the customer’s account in the bank by entering the national ID number and the password for the account.
  • From the list of services, enter the cards tab on the site.
  • Then click on (Al Rajhi Shopping Visa Card).
  • In order for the site to ask you to enter a number of data required to apply for a Al Rajhi shopping card, enter it correctly.
  • Then click on the (Submit Request) button.
  • After that, the customer is notified of the completion of the issuance of his Al Rajhi Shopping Card.

C- Fees for the Al-Rajhi Shopping Visa

Al-Rajhi Bank offers its customers the possibility of obtaining an unconditional Al-Rajhi Shopping Visa by paying the prescribed financial fees as follows:

  • The annual fee for issuing Al Rajhi Shopping Visa … is 115 Saudi riyals.
  • Annual fees for issuing the possibility of withdrawing cash from ATM cards at Al Rajhi Bank… 75 SAR.
  • International cash withdrawal rates start at… 75 SAR.
  • The Al Rajhi ATM shopping visa can be recharged or exchanged for … 50 Saudi riyals.

5 – New Classic Visa Card from Al Rajhi Bank

Al-Rajhi Bank also offers its customers the new Visa Classic card, which can grant customers the financing applicable to the Visa Platinum card, in addition to many advantages, which are:

  • The card applies a monthly profit margin of 1% of the value of the financial financing in the case of installments of the card’s financial dues.
  • The annual card issuance fee is 250 SAR.
  • The card gives its owner a high credit limit.
  • The New Classic Visa card is fully compliant in all its financial transactions with the provisions and controls of Islamic Sharia.
  • The card gives its owner great flexibility in making financial purchases, and customers can pay only 5% of the value of the amount due, and pay the rest at a later time.
  • The card provides its holder with the ability to withdraw cash, local or external, with a financial value of up to 30% of the available annual limit.

6 – Al Rajhi Platinum Credit Card

  • The Al Rajhi credit card is one of the distinctive bank cards that all Al Rajhi Bank customers seek to obtain, as it is subject to the rules and provisions of Islamic Sharia in banking transactions.
  • It also gives customers the ability to purchase inside or outside the Kingdom of Saudi Arabia, with the ability to pay purchase invoices electronically through the Internet.
  • In addition, the bank periodically launched several offers for Al Rajhi credit card holders.
  • The card provides you with a rewards program that gives you a lot of discounts and points when you make purchases through it.
  • You can also benefit from these points in money transfers, where one point is equal to one Saudi riyal inside the Kingdom of Saudi Arabia or equal to 2 Saudi riyals in the case of being outside the Kingdom.
  • The card gives you the advantage of being present and sitting in the flight lounges for free when you travel outside the Kingdom of Saudi Arabia, in 25 lounges in different countries.
  • The card also provides you with the advantage of obtaining huge discounts at many international hotels.
  • The card gives its owner great flexibility in making financial purchases, and customers can pay only 5% of the value of the amount due, and pay the rest at a later time.
  • The card offers 1% profit margin per month, through the Murabaha limit, to reach a profit rate of 12% annually.

7 Fursan Al Rajhi Card بطاقة

The Al-Rajhi Fursan card is one of the distinguished bank cards that all Al-Rajhi Bank customers can obtain, and it is subject to the rules and provisions of Islamic Sharia in banking transactions.

It also gives customers the ability to purchase inside or outside the Kingdom of Saudi Arabia, with the ability to pay purchase invoices electronically through the Internet. The Al Rajhi Fursan Card provides many advantages, which are:

  • Granting Al Rajhi Bank customers a rewards program (Fursan), which provides them with flights with Saudi Airlines.
  • The card does not require a credit approval to obtain it.
  • The card provides its owners with a low credit limit of 50 Saudi riyals only.
  • The Al-Rajhi Fursan Card offers its holders significant financial discounts in the markets and stores, whether inside or outside the Kingdom of Saudi Arabia.
  • The annual financial fee for the Fursan card from Al Rajhi Bank is only 200 Saudi riyals.

8- The digital card from Al-Rajhi Bank

The digital card from Al Rajhi Bank is one of the distinctive credit cards that all Al Rajhi Bank customers can obtain, as it represents the most rewarding credit card among the credit cards offered by Al Rajhi Bank.

It is also distinguished by providing customers with a cashback value of 100% on the purchases that the card is used to pay, whether inside or outside the Kingdom of Saudi Arabia.

How to request a credit card from Al Rajhi Bank

Many of Al Rajhi Bank’s customers are wondering about ways to obtain a credit card from Al Rajhi to start using it.

Al Rajhi Bank provides its customers with many ways to obtain a credit card, which are:

  • Call the Al Rajhi Bank customer service number 8001241222 and then submit an application to obtain the card to the customer service representative.
  • Go to one of the Al Rajhi Bank branches spread in the Kingdom of Saudi Arabia and submit an application for a credit card within the bank branch to the customer service officer, who will ask you to fill in the required data until you obtain the bank’s approval to obtain the card, and the application is usually approved immediately and waiting for a while A short period of time to obtain it after the card is issued.

Request a credit card from Mubasher for Al Rajhi individuals

It is also possible to issue a bank card from Al Rajhi Bank through Mubasher services for individuals as follows:

  • Entering the official website of Al Rajhi Bank on the Internet, which can be accessed directly by clicking on this link (Al Rajhi Bank).
  • Log in to the customer’s account in the bank by entering the national ID number and the password for the account.
  • From the list of services, access the Mubasher Service for Individuals at the top of the page.
  • Then from Services, click on (Credit Cards), then click on the New Card option.
  • The site will take you to a new page where you enter the personal data required to register for a card, in addition to specifying the type of credit card you would like to obtain.
  • Then press the (Confirm) button.
  • To be contacted after that to extract your credit card and determine the most appropriate way to receive it.

In this way, we have discussed with you in detail the most prominent types of Al Rajhi cards, their most important features and how to obtain them. For more, follow us on the information store website.